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What
is the History of Home Health?-
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The
first organized home care program in the United States was created
by the Boston Dispensary around 1800. Wealthy people preferred home
care to hospitalization. In the late 1800's lay persons began organizing
voluntary nursing services which later became Visiting Nurse Associations.
Following the development of formal Nursing School programs, graduate
nurses began to provide home care in the early 1900s. By 1940, when
the focus of care shifted from Communicable Disease to Long Term
illness, the players in the home care field began to expand and
private insurance companies became involved. The enactment of the
Medicare program in 1965 opened the floodgates and established the
rules and regulations that would govern the management of these
patients.
What
is Home Health Care?- back
to top
Home
Health Care is an increasingly popular form of health care that
is cost-effective and well accepted by patients. Home Health Care
is provided in the less intrusive environment of a patient's own
home. Patients are discharged from the hospital sooner now as they
are able to receive care in their own home and it is believed that
in the future more people will receive much of their medical care
in their home.
Does
Medicare cover home health care?-
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Medicare
covers skilled nursing, physical therapy, speech-language therapy,
occupational therapy, medical social services and home health aide
services in the home if the patient meets certain criteria. The
care must be provided on a part-time intermittent basis, be reasonable
and necessary to treat the illness or injury. The patient must be
under the care of a physician. The patient must be homebound. Currently
there is no co-pay for Medicare Home Health and Medicare Home Health
is exempt from a deductible.
Does
private insurance cover home health care?-
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Most
private insurers cover home health benefits under the major medical
portion of the policy. Most insurance companies have a home health
agency they contract with to provide care to their customers. If
you feel you need home health services you would need to contact
your insurance carrier to see if they have a "preferred provider".
If your insurance company does not have a "preferred provider"
in your area you will have the choice of what agency you use but
there may be limitations to the number of visits or hours of service
you are allowed to receive on an annual basis. You would need to
contact your insurance provider for this information.
Does
Medicaid cover home health?-
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Medicaid
is a state covered program and coverage will vary from state to
state. Medicaid will pay for nursing and home health services as
well as medical supplies but certain coverage requirements must
be met and there may be a limitation on the number of visits you
will receive.
What
does homebound mean?- back
to top
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There is an inability to leave home without a considerable and
taxing effort.
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Your physician may certify you homebound due to a medical condition
limiting your ability to drive for a short period of time.
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The need for supportive devices in conjunction with physical limitations
is taken into consideration when considering homebound status.
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Status is not affected by frequent absences from home for medical
care that cannot be provided in the home.
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Patient is allowed brief and infrequent absences from home for
non-medical reasons.
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Not met when there are frequent absences from home for non-medical
reasons.
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Not met when the patient is able to drive a car.
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A patient with a psychiatric disorder can be considered homebound
if it is considered unsafe for the patient to leave home.
Note:
A patient's inability to drive does not make him/her homebound.
How
do I get home health?- back to top
You
must contact your physician who will arrange for home health evaluation
to see if you qualify for in-home care. There is no charge to either
you or Medicare for an evaluation if you do not qualify.
How
do I make the right choice for a home care provider?-
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Finding
the best home care provider for your needs requires research, but
it is time well spent.
Here are some questions to consider when deciding which home care
provider is best for you:
- How
long has the provider been serving the community and what services
does the provider offer?
- Does
your physician have a solid work relationship with the agency?
- Does
the provider have written statements describing it's services,
eligibility, requirements, fees, patient rights, confidentiality,
complaint procedures, range of services and emergency preparedness?
- Is
the provider certified by Medicare? Only Medicare certified home
health agencies can provide services covered by Medicare.
- How
does your provider choose it's employees? Does it ensure its workers
are functioning under written policies and clinical protocols?
Does it carry malpractice insurance?
- Will
the agency continue services if Medicare or other reimbursement
sources are exhausted?
- How
does the agency communicate to the family?
- Will
the agency discuss with the patient and family the specific plan
of care?
- Will
the agency provide the family with patient education material?
- What
is the average length of time from referral to initial visit?
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